Yes, you can finance a puppy! But make sure you do it the right way!
Your kids may have asked you for a puppy year after year or even worse, month after month! You’re not against the notion, you just can’t afford one…or so you think! Finally, there’s a way to add a furry member to your family without stress and angst. You can finance a puppy with us, so paying for a new puppy doesn’t have to happen all at once. Here at XO PUPS, we understand that a pet is not always in the immediate budget. We proudly offer low monthly payments for those who need it. Many people ask us if it’s strange that we offer to finance for puppies, but it’s actually a very common practice in the industry and here’s why.
Most of the time when people think of the cost of getting a pet, they’ll think of purchasing or adopting them. If you’re getting your puppy from a reputable breeder, the prices can range anywhere from a few hundred bucks to several thousand dollars. Conversely, if you’re getting your puppy from an adoption shelter, the price can be under $100. The cost really depends on the breed, size, age, etc. After that comes yearly care, and the ASPCA guide to pet care costs breaks down what a dog typically costs each year.
What paying for a new puppy really covers
In addition to the actual price of your pet, there are additional costs. Here at XO PUPS, when you finance a puppy, the funds can be used to support those costs. Your puppy should need a crate, food, chew toys (to save your furniture and shoes), vaccinations, and a wellness exam. These are simply the things you need to be a responsible pet owner, but they can really add up. You can see what comes in our puppy package, which covers many of these basics. We can take the difficulty out of this process for you. Our process is extremely simple and quick. The financing forms take soft looks on your credit. We want you to know that we will never pressure you into using financing or pet loans, but use it as an opportunity for those who need it.
Ready to talk it over? Meet our available puppies in Chantilly or book an appointment, and we’ll walk you through paying for a new puppy step by step.
